Coretec product

Virtual Banking & Digital Payments

Virtual Banking & Digital Payments

Virtual Banking; this is a platform that facilitates convenient online access to banking and other related services. This includes Mobile Banking, Agency Banking, & Internet Banking. It supports both mobile money transfer channels and instant global payment channels (E-Payment).

Product Features

How does Virtual Banking & Digital Payments help your organisation

Convenience and Ubiquity

Online banking services are available 24 hours a day, seven days a week, unlike physical branches. Customers get instant access to their money from ATMs at any time of the day.

Flexible virtual banking system

Customers can access and manage all their bank accounts, even securities, from centralized channels that are easily accessible and cost-effective i.e. free downloadable Mobile Apps, POS, USSD, online Portal.


Virtual banking offer services such as payment of bills, direct cross platform transactions, digital wallets for international payments and Seamless integration to Financial Institutions through E-Payment platforms (Mobile money, Visa, Mastercard, Verve Card, Amex, JCB, Dinners Club, China Pay, iPay, PayPal) for ease of money transfer.

Enhanced Security

Through biometric authentication and KYC collection during customer onboarding and transacting process.

Time saving

Customers can access banking services anywhere anytime without having to visit a physical branch. Access of information such as interest rate, balances & credit eligibility are real time.


Virtual banks provide to their customers lower cost than traditional banks. They are useful and have a flexible scope eliminating the operation cost of a physical branch.

Revenue Generation

Financial Institutions generate revenue through the E-Payment transactions, Interest Rates for services such as Instant Loans and costs saved from building physical branches.

Additional products

Agency Banking
Digital Payments

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