Coretec product

M-SACCO Mobile Banking Solution

M-SACCO Mobile Banking Solution

M-Sacco is a mobile banking platform that offers your SACCO members access to banking solutions from their mobile phones.  Trusted by over 50 SACCOs and 700,000 SACCO members you are definitely in good company. Get M-SACCO services to provide your members with convenient services by letting them access your services anywhere at any time.

Product Features

How does M-SACCO Mobile Banking Solution help your organisation

Convenience and Ubiquity

online banking services are available 24 hours a day, seven days a week unlike physical branches. Customers get instant access to their money if they're out of state or even out of the country, they can log on instantly to their virtual bank and take care of business 24/7.

Transaction speed

Online bank sites execute and confirm transactions at quicker processing speeds than ATM machines.

Flexible virtual banking system

Customers can access and manage all their bank accounts, even securities, from centralized channels that are easily accessible and cost effective i.e. free downloadable Mobile Apps, POS, USSD, online Portal.


Virtual banking offer services such as payment of bills, direct cross platform transactions, digital wallets for international payments and Seamless integration to Financial Institutions through E-Payment platforms (Mobile money, Visa, Mastercard, Verve Card, Amex, JCB, Dinners Club, China Pay, iPay, PayPal) for ease of money transfer

Enhanced Security

Through biometric authentication and KYC collection during customer on-boarding and transacting process.

Time saving

Customers can access banking services anywhere anytime without having to visit a physical branch. Access of information such as interest rate, balances & credit eligibility are real time


Virtual banks provide to their customers lower cost than traditional banks. They are useful and have a flexible scope eliminating the operation cost of a physical branch.

Revenue Generation

Financial Institutions generate revenue through the E-Payment transactions, Interest Rates for services such as Instant Loans and costs saved from building physical branches.

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