Mobile Banking System

Mobile banking system trusted by over 50 SACCOs serving 700,000 members across Africa

Benefits to your SACCO

To grow your SACCO and members interests, you have to stay relevant to them forever. We are here to help you achieve that.

Benefits to your members

Offer your members more convenience and give them more reasons to stay loyal and active to the SACCO.

m-sacco mobile banking solution

Why Choose Us

Some Of The SACCOs Using M-SACCO

Trusted by 50+ SACCOs and 700,000 members across Africa

SACCOs Using CoopMIS

Trusted by 50+ SACCOs and 700,000 members across Africa

Greenland Fedha

Looking for the best system to grow your SACCO?

M-SACCO has rid members on transport cost. When we were using the former system before we adopted CoopMIS, those earning salaries at FOSA had to travel to Sacco offices to access their salaries. 

Currently, they withdraw on their phones using M-SACCO.

This is a plus because there is no overcrowding in the banking hall when paying salaries and  the tellers workload has been reduced.

Sam Oluch

ICT Manager, Fortitude SACCO

Since the introduction of M-Sacco, it has become a great innovation for the Sacco creating convenient and effective personal banking solution to members. This platform enabled us to roll out a new loan product – The ‘Jiokoe loan’. 

The platform introduces the ‘do it yourself’ concept that affords members the ability to transact from anywhere, any time and from their own comfort. 

Members can make payments, check balances and transfer funds from the M-Sacco wallet to M-Pesa accounts. 

In addition to bringing efficiency in terms of access of funds to our members the Jiokoe loan has greatly increased profitability increased loan book.

Josephine Maingi

C.E.O/Postbank Sacco Society Ltd

Simple Process To Your Mobile Banking Implementation

Understand Your Challenges

We will discuss with you to understand the challenges facing your SACCO and your goals for the SACCO.

System Demo

We conduct a practical and interactive demo of M-SACCO to show you how you can solve the challenges and achieve the SACCOs objectives using M-SACO

System Implementation

After you are fully convinced that we are your best partners and approved by relevant authorities, we start implementing M-SACCO. 

Training & Support

Your team will be trained on how to use the system to achieve their tasks.

From here, we will also start giving you the full support you need in regards to the system

Case Studies

Some of the success stories from other SACCOs with similar challenges  and goals like yours

They had problems in the integration of the various service delivery channels and applications to the core banking system

Wakenya Pamoja SACCO had challenges when serving members due to decentralized system  and high human intervention.


Most frequent questions and answers

We work with the best cybersecurity partners who are monitoring the system 24/7. Therefore you are assured of your SACCO’s and members security.

We don’t have a fixed price. Our pricings depends on a number of factors which are determined after the demo.

Yes. Your member can access your services from anywhere at anytime using M-SACCO.

You can have unlimited number of products for your SACCO members to access on M-SACCO

You can have as many members as you want on M-SACCO