M-SACCO Mobile Banking System

Mobile banking system trusted by over 50 SACCOs serving 700,000 members across Africa

Benefits to your SACCO

Reduce operational costs associated with operating physical branches
Increase your revenues through members' transactions
Mobilize more deposits from your members
Makes loan repayments easier for members hence reducing cases of loan defaults
Offer your members more convenience
Market your products and services accessible to the unbanked populations
Stop losing business to digital shylocks and neobanks
Easily integrate to third party systems to serve members seamlessly

To grow your SACCO and members’ interests, you have to stay relevant to them forever. We are here to help you achieve that.

Benefits to your members

Access the SACCO services at any time from anywhere
Manage to make loan repayments conveniently
Enables your members to save more
Members will enjoy a secure digital banking experience
Reduced cost of transactions

Offer your members more convenience and give them more reasons to stay loyal and active to the SACCO.

Why Choose Us

21 Years of success working with SACCO's
Success stories from other SACCOs like yours
Modern and future proof Mobile Banking System trusted by 50+ SACCO's across Africa
A professional support team at your service
We will help your SACCO reduce operational costs and increase revenues

Some Of The SACCOs Using M-SACCO

Trusted by 50+ SACCOs and 700,000 members across Africa

Looking for the best mobile banking system to grow your SACCO?

What SACCOs Say

M-SACCO has rid members on transport costs. When we were using the former system before we adopted CoopMIS, those members who were earning salaries at FOSA had to travel to Sacco offices to access their salaries. Currently, they withdraw on their phones using M-SACCO.

This is a plus because there is no overcrowding in the banking hall when paying salaries and the tellers' workload has been reduced.

Sam Oluoch

ICT Manager- Fortitude SACCO

Since the introduction of M-Sacco, it has become a great innovation for the Sacco creating convenient and effective personal banking solutions for members. This platform enabled us to roll out a new loan product – The ‘Jiokoe loan’.

The platform introduces the ‘do it yourself’ concept that affords members the ability to transact from anywhere, any time, and from their own comfort.

Members can make payments, check balances, and transfer funds from the M-Sacco wallet to M-Pesa accounts.

In addition to bringing efficiency in terms of access to funds to our members, the Jiokoe loan has greatly increased profitability and increased our loan book.

microsoft dynamics 365 business central implementation

Josephine Maingi

Postbank SACCO

Simple Process To Your Mobile Banking Implementation

Understand Your Challenges

We will discuss with you to understand the challenges facing your SACCO and your goals for the SACCO.

System Demo

We conduct a practical and interactive demo of M-SACCO to show you how you can solve the challenges and achieve the SACCOs objectives using M-SACO

System Implementation

After you are fully convinced that we are your best partners and approved by relevant authorities, we start implementing M-SACCO.

Training & Support

Your team will be trained on how to use the system to achieve their tasks.

From here, we will also start giving you the full support you need in regards to the system